Routine & Riches

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How to manage money when your income feels unpredictable is one of the most common and stressful financial challenges today. Whether you’re freelancing, self-employed, running a small business, working commissions, or juggling variable work hours, inconsistent income can make planning feel overwhelming. When your earnings fluctuate, traditional budgeting advice often feels unrealistic. But managing money …

For many people, budgeting feels restrictive, stressful, and emotionally draining. The word alone can bring up memories of rules, guilt, and constant self-denial. But budgeting without restriction is not only possible, it’s often the most sustainable way to build a healthy relationship with money. A calm approach to money focuses on awareness, intention, and flexibility. …

Circle Internet Group, the issuer of the USDC stablecoin, has filed for a New York Stock Exchange IPO under the ticker “CRCL.” At the proposed $24–$26 range, the IPO could raise up to ~$250 million for Circle and nearly $375 million for selling stakeholders at a valuation over $5 billion. Major banks J.P. Morgan, Citigroup, …

The Portuguese impact finance and investment app aims to make impact investing accessible to a wider audience through its crowdlending platform. Goparity, a crowdlending platform licensed to operate in the EU and Canada, has raised €2.9m from institutional and private investors. The platform connects private individuals and institutional investors with socially and sustainably-aligned investment opportunities. …

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